Category Archives: Financing Options

Should You Consider Downsizing?

tammy 2

Making the decision to downsize might seem like a crazy idea – one of those “forget about it” considerations that you thought would never apply to you. Why live in a bungalow if you can afford a three-story home with a finished basement and a large backyard? Although it might seem counter-intuitive at first, downsizing … Read More

How to Know You’re Ready to Buy Your Second Property

Save money for home cost

Many investors own only one property. There may be quite a few reasons for this but one of those may be the likelihood that a lot of people miss the signs that tell them it’s time to buy a second investment property and grow their wealth. Having two investment properties means you also have twice … Read More

Can You Really Afford That House? Find Out Here

estate agent giving house keys to man and sign agreement in office

So you’re planning to buy a house. You have already made a list of your top “neighbourhoods” and have a clear idea of what style and size of house will suit you best. It’s all so exciting, right? Before you get too carried away, though, it’s a good idea that you take some time to … Read More

Closing Day Surprises You Should Be Prepared For

Business man is pointing woman where to sign document

When the sellers of the home you really like accepts your offer, you are probably going to be thrilled and relieved, thinking that the deal has pushed through without any problems – until you reach closing day. Some buyers find that contrary to their belief, closing day may not exactly be a breeze. In fact, … Read More

Tips for Beginner Real Estate Investors

Money growing in soil with house

Is this your first time to invest in real estate?   We understand that for beginners, it can really be intimidating, and what with all the resources available – books, TV shows, and blogs, it can also be very overwhelming. Before you drown in all the confusion, let’s throw you a lifeboat.   Here are … Read More

Rent or Sell: What Will You Do with Your Old House?

Estate agent shaking hands with customer after contract signature

Do you remember when you were still a kid and you had that stuffed toy that you really love because it was your only toy and you feel safe when you hug it? Then you received a new toy for Christmas and you were all excited about it and couldn’t seem to get enough of … Read More

Tips for Getting a Bigger Down Payment

Piggy bank - Group with big blue pig

When it comes to home financing there’s more than the amount you may qualify for. Other considerations need to be taken into account and one of the biggest is the down payment. The down payment is crucial for two reasons: The first is that any purchase with more than 20% down payment, no longer requires … Read More

10 Common Misconceptions about the Housing Market

In Tammy Samuels' recent blog post, this Guelph real estate agent highlights the 10 common housing market misconceptions.

The housing market is exceptionally complex and multi-faceted. And this can lead many homebuyers and home sellers to make mistakes when taking their next step. As real estate experts, we’ve helped many clients orient themselves in the marketplace and so within this blog, we’ll take a look at 10 common housing market misconceptions.   Longer-Term … Read More

How to Rebuild Credit Prior to Buying a Home

In Tammy Samuels' recent blog post, this Guelph real estate agent reviews several ways to rebuild your credit rating and begin on a path to successful home ownership.

A prior financial issue shouldn’t stop you from purchasing a home when you’re in the right financial position. However, potential homebuyers are often unable to buy that ideal home due to their credit rating, which might have been impacted by a missed payment or a prolonged debt. In this blog, we’ll review several ways to … Read More