Category Archives: Mortgage Advice

5 Questions to Ask Your Mortgage Specialist

Mortgage Advice

Getting a mortgage can be a harrowing experience, especially for first-timers.  While many will go with a bank over 50% of homebuyers choose instead to deal with a mortgage broker.  For the purposes of this particular article we’ll use the word specialist to mean either a broker or the bank’s representative for your mortgage business.  … Read More

A Guide to Your Mortgage Options

In Tammy Samuels' recent blog post, this Guelph real estate agent provides a guide to your mortgage options

Choosing a mortgage is a critical element of the home buying process, and yet many Canadians still don’t have a complete understanding on what they need to know to make the ideal choice. There are many factors involved in the mortgage selection process, and the market is still evolving to present buyers with an increasing … Read More

Three Tips for Reviewing Home Insurance Policies

In Tammy Samuels' recent blog post, this Guelph real estate agent provides three tips for reviewing home insurance options.

Buying a home is one of largest and most life-changing purchase decisions many Canadians will ever make. Achieving insurance coverage for this investment is a close second. Homeowners must carefully review the marketplace to select home insurance policies that closely match their coverage requirements both now and for the long-term. And within this blog, we’ll … Read More

To Sell or to Stay: What to Look for When Making the Decision

In Tammy Samuels' recent blog post, this Guelph real estate agent outlines what to look for when considering the sale of your home.

It’s a question that many homeowners will ask themselves at some point in their ownership: should we sell the home now or stay and hope the property continues to gain in value? There’s not one answer for all homeowners. But there are specific factors to consider when making the decision. In this blog, we’ll outline … Read More

How to Rebuild Credit Prior to Buying a Home

In Tammy Samuels' recent blog post, this Guelph real estate agent reviews several ways to rebuild your credit rating and begin on a path to successful home ownership.

A prior financial issue shouldn’t stop you from purchasing a home when you’re in the right financial position. However, potential homebuyers are often unable to buy that ideal home due to their credit rating, which might have been impacted by a missed payment or a prolonged debt. In this blog, we’ll review several ways to … Read More

Alternative Home Loan Options

In Tammy Samuels' recent blog post, this Guelph real estate agent reviews several alternative home loan options.

The current low interest rate environment is making home-buying more affordable for those with limited capital to purchase property outright. But many Canadians are finding it difficult to qualify for a mortgage, either due to a low credit rating or another contributing factor. And so within this blog, we’ll review several alternative home loan options. … Read More

3 Mortgage Rules Buyers Must Learn

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The home mortgage marketplace can be challenging for even the most experienced homebuyer to follow at times. Rules within the Canadian real estate marketplace continue to evolve and those who understand these rules inside and out have a greater chance of achieving the type of mortgage they require for successful home ownership. Here, we’ll outline … Read More