TERMS

  • 6 Months
  • 1 Year
  • 2 Year
  • 3 Year
  • 4 Years*
  • 5 Years
  • 7 Years
  • 10 Years

BANK RATES

  • 4.00%
  • 3.09%
  • 3.04%
  • 3.44%
  • 3.94%
  • 4.79%
  • 6.04%
  • 6.50%

OUR RATES

  • 3.95%
  • 2.89%
  • 2.34%
  • 2.69%
  • 2.77%
  • 2.89%
  • 3.79%
  • 4.39%
 

Current Variable Mortgage Rate is

2.35%

Current Prime Rate is

3.00%

Some conditions may apply. Rates subject to change without notice.

* O.A.C.E. & O.E.

 

I Shop and You Save!  

Rates, rates, rates. Everywhere you look everyone is talking about their low mortgage rates but have you ever asked yourself, what's the catch?

Looking at the fine print and the terms of the mortgage is just part of my service. Of course, I am looking for the best rate for you but just as important are the terms; the catch. 

You can't just shop rates! Having a good rate without equally good terms is like sticking your head in the sand. And forget what the posted rate your bank is advertising. I can access 40 plus different lenders; banks, credit unions and private investors, all with very competitive wholesale rates.

Are you looking for and open or closed mortgage, with fixed or variable rate? There are lots of options and many payment options that we can discuss. I will match you up with the best mortgage rate with the best mortgage terms for your long term needs. 

Mortgages and loans are my only business. I provide my clients with low cost mortgage solutions and exceptional financial services. When you work with me, you only need to discuss your personal information once, not with multiple lenders.

I work for you, not the Lenders and I will negotiate on your behalf and at no cost to you, saving you time and money. I can make the entire mortgage experience as simple as possible. Let’s discuss how we can develop a long term long mortgage strategy for your mortgage freedom.

Of course, I am still going to get you the best mortgage rate possible.

 

  • STEVE AND CHRISTINE GAYFER - ROCKWOOD

    “Many people choose a Real Estate Agent because he or she is a personal friend. Of course, this was tempting to us as well. However, even though we did not know Tammy, we could not ignore her exceptional reputation in Rockwood. From the moment we met ...”

  • DAN SMITH

    “A quick note to extend our thanks for your assistance in finding a suitable property for our daughter attending the University of Guelph. You were absolutely correct that the search is a process, and the search criteria did in fact change along the w...”

  • BEVERLY DAVISON-HURST AND JOHN HURST, ROCKWOOD. ON

    “Tammy Samuels is dedicated. She has a very professional work ethic, she is ambitious, and she is of the highest integrity. Her knowledge base of the Real Estate business is exceptional. We had confidence in Tammy's ability to represent us in toda...”

  • CAROL AND GERRY TAYLOR, ROCKWOOD

    “Outstanding Service! Tammy you were a pleasure to work with. We were truly impressed with your honesty, efficiency and professionalism while representing us in the recent sale of our condominium. We would highly recommend you to all our friends an...”

  • LISA AND REG MEECHAM

    “SOLD – we definitely are! Reg and I are delighted with Tammy and the sale of our Rockwood home. First purchased from Tammy seven years ago, our house was an immediate home. In that time she has been our salesperson, neighbour (her model home of...”

  • CAROLE & MIKE MURPHY

    “When my husband and I were ready to sell our home in Rockwood we wanted to use someone that handled the area. We didn't know Tammy but we saw her signs everywhere and decided to give her a call. Well, we are so thankful that we did. Mike and I ha...”

  • PAULINE AND GERRY GREAVES, ROCKWOOD HOME OWNER

    “We first met Tammy when we were web searching for a potential new home. From the time we sent the original email requesting information until the close of our new home, Tammy was phenomenal! She took the time to understand what we wanted, showed prop...”

  • IAN PIGNATELLI

    “Tammy's endeavors have resulted in the quick sale of my condominium and subsequent purchase of a new home. Her knowledge about the real estate market is superb and I was equally impressed with her response time whenever we had questions regarding...”

  • LISA AND REG MEECHAM

    “SOLD – we definitely are! Reg and I are delighted with Tammy and the sale of our Rockwood home. First purchased from Tammy seven years ago, our house was an immediate home. In that time she has been our salesperson, neighbour (her model home of...”

  • JAMES & LEANNE SMITH

    “I just wanted you to know that our experience with you in the selling of our house in Rockwood was nothing shy of superb. You made selling our home easy and problem free. We are so happy we chose you for our sale. The fact that you had the client bas...”